Commercial Deposit Services
Bank of Hazlehurst's Deposit Services are created to give businesses an opportunity to manage their cash flow with a minimum of hassle and a maximum of profit. Paperwork is virtually eliminated with our simple monthly statement, and many accounts don't require a minimum balance to earn interest. All accounts are protected by FDIC insurance, and most also offer the convenience of a Visa Business Card (upon approval).

Commercial Checking For businesses that write a significant amount of checks and deposit a large amount of cash and checks each month, Bank of Hazlehurst offers the Commercial Checking Account. To make managing your cash flow as easy as possible, this account features many different convenient options such as account reconciliation, cash management, night deposit, payroll direct deposit and a Visa Business Card (upon approval). $100 minimum deposit to open account and $6 monthly maintenance fee. Per deposited item: $.075. $.14 per debit item. Earnings credit rate based on previous month's average of 90-day Treasury Bill Rate. FDIC Insurance charge per $100 average ledger balance is based on the current FDIC assessment - $.0009 per $100. Negative collected balance charge is Prime + 2% (based on daily balance). Your account will be debited approximately the 10th of each month for any net service charges incurred during the previous month.
Business Interest Checking Individuals, sole proprietors and couples who operate their own unincorporated business or non-profit organization will appreciate the convenience and money saving opportunities of this account. There is no minimum balance required to earn interest. Visa Business Cards are also offered (upon approval), as well as night deposit and merchant services. $100 minimum deposit to open and $7.50 monthly maintenance fee. $.25 per debit item. $.10 per deposited item. Tiered interest rate structure:        •  $0 - $999        •  $1,000 - 4,999        •  $5,000 - 24,999        •  $25,000 - $49,999        •  $50,000 + Interest will be compounded daily, credited monthly and paid on the ledger balance less the current reserve requirements. Rate is subject to change without notice. Bank of Hazlehurst reserves the right to require at least seven (7) days notice prior to withdrawal or transfer of any funds in the account.
Small Business Checking For businesses with limited monthly transactions, this account is non-analyzed and non-interest bearing. $100 minimum deposit to open account and $10 monthly maintenance fee (no charge if account maintains a $1,000 minimum daily balance or $2,000 average balance). 100 deposited items free ($.50 per item in excess) and 100 debit items free ($.50 per item in excess). No FDIC premium. If your monthly activity exceeds these levels you may wish to convert to Commercial Checking.
Business Savings Any size business with an account balance that fluctuates can benefit from this account's competitive interest rate. $100 minimum deposit to open account and $3 monthly maintenance fee (no charge if account maintains a $500 minimum daily balance). 1 debit transaction allowed per month ($2 per item in excess regardless of balance). 50 deposited items allowed per month($.50 per item in excess, regardless of account balance. Interest will be compounded daily, credited monthly and paid on the ledger balance. Quarterly statement. Rate is subject to change without notice.
Commercial Money Market This account is designed for businesses who want the opportunity to earn interest on their account. No minimum balance is required to earn interest. Upon approval, you are issued a Visa Business Card as an alternate purchase route. Plus, your money is always safely insured by the FDIC. $1,000 minimum deposit to open account and $10 monthly maintenance fee (no charge if account maintains a $1,000 minimum daily balance or $2,500 average balance). Six (6) debit transactions allowed per statement cycle with no more than three (3) debits by check or draft to third party($5 per debit item in excess, regardless of account balance). If an account continuously exceeds the debit transactions allowed, we are required by law to reclassify or close the account. 15 deposited items allowed per statement cycle ($.25 per debit item in excess, regardless of account balance). Tiered interest rate structure:        •  $0 - $4,999        •  $5,000 - $24,999        •  $25,000 - $49,999        •  $50,000 - $99,999        •  $100,000 or more Interest will be compounded daily, credited monthly and paid on the ledger balance. Bank of Hazlehurst reserves the right to require at least seven (7) days notice prior to withdrawal of any funds in the account.
Non-Profit Checking For local organizations and clubs that are not-for-profit, we offer this account with no minimum balance and no monthly maintenance fee. This account also comes with a Visa Business Card upon approval, which allows an alternative purchase route. $100 minimum deposit to open and no monthly maintenance fee. 10 debit items free ($.50 per item in excess). Debit item charges can be avoided by maintaining a $250 minimum daily balance or a $500 average balance.
IOLTA (Interest On Lawyers Trust Account) This account designed for lawyers generates interest on lawyers' escrowed checking account funds. $100 minimum deposit to open and $7.50 monthly maintenance fee. $.10 per deposited item. $.25 per debit item. FDIC Insurance charge per $100 average ledger balance is based on the current FDIC assessment - $.0009 per $100. Negative collected balance charge is Prime + 2% (based on daily balance). Interest will be compounded daily, credited monthly and paid on the ledger balance less the current reserve requirements. Rate is subject to change without notice. Bank of Hazlehurst reserves the right to require at least seven (7) days notice prior to withdrawal or transfer of any funds in the account.
Business Certificates of Deposit (CDs) Only $1,000 is required to invest in this savings plan. Bank of Hazlehurst offers short and long term maturities, automatic renewals, and your CD's can even be used as collateral on a loan.