Business OnLine Access is an Internet banking product designed specifically with the commercial customer in mind. No matter what size or stage of development your company is in, you can obtain more control over your finances with Business OnLine Access.

Convenient
With Business OnLine Access, you can view your business accounts and initiate banking transactions, 24 hours a day, from any PC. There is no software to install; all transactions are performed via the Internet.

Fast and Easy-to-use
With the click of a button you can perform daily banking transactions. You no longer have to write checks to pay bills or call the bank to check your available balances - all of these transactions can be done through Business OnLine Access.

Business OnLine Access is user-friendly and simple to operate. Plus, we are always here to provide any assistance that you need. Answers to many questions can be found in the Help section, which is accessible from the Business OnLine Access main menu. If you need further information or cannot locate the information you need, please call call 912-375-4228 Monday through Friday from 9:00 am - 5:00 pm ET to speak with a Customer Service Representative.

Flexible
We realize every business is unique. That's why we offer three flexible options for you to choose from. Select the level that best meets your business' needs and pay for only those functions.

• Level I
  Previous Day Balance Reporting
  Account Transfers
  Check Services
• Level II
  Previous Day Balance Reporting
  Account Transfers
  Check Services
  Wire Transfers
  ACH*-services include:
  
  Direct Deposit, Pre-authorized Debit, Vendor Payments, Tax Payments, Cash Concentration, Cash Disbursement and Transfers
• Level III
  Previous Day Balance Reporting
  Current Day Balance Reporting
  Account Transfers
  Check Services
  Wire Transfers
  ACH*-services include:
  
  Direct Deposit, Pre-authorized Debit, Vendor Payments, Tax Payments, Cash Concentration, Cash Disbursement and Transfers

Bill Pay Service is available on any level (additional fee may apply).

Function descriptions:
Balance Reporting - View previous and/or current day, real-time account balances on your deposit or loan accounts in a summary or detailed format.

Account Transfers - Transfer money between your related business accounts.

Bill Pay - Receive and pay bills electronically, with the option of making repetitive as well as one-time payments.

Wire Transfers - Send domestic and international wires as well as recurring wires.

ACH* - Generate a variety of electronic transactions, including direct deposit and pre-authorized debits in a simple, easy to use format.

Check Services - Perform stop payments or inquiries on specific checks.

Secure
Your privacy is important to you and to us. So, Business OnLine Access has been designed to keep your information private. Not only is there a company password, but each designated user will personally develop an individual password as a second level of protection. This dual-level of password protection ensures that only authorized users can view your Business OnLine Access account. Also, to safeguard your account, Business OnLine Access uses SSL (secure sockets layer), which means your connection and information are secure. Business OnLine Access also uses 128-bit encryption to make your information unreadable as it passes over the Internet. Furthermore, Business OnLine Access has undergone an SAS70 audit conducted by a "Big 5" audit firm, one more safeguard to ensure your transactions are protected when using Business OnLine Access.

Apply
To apply, call 912-375-4228.