Savings
It may seem that the future and your financial security down the road are too far off to worry about--when in fact they are closer than you think. The future is now and it has become increasingly important for you to prepare for it. Our advice is to save early and often: the sooner, the better. Given the way in which interest is compounded, 'early' money grows at a faster rate than 'late' money. In other words, the sooner you begin a regular savings program, the better your chances of reaching your financial goals.

Personal Savings A great way to begin planning for your future. Our automatic transfer from checking to savings option gives you maximum flexibility and provides a disciplined way to save. $100 minimum deposit to open this account and $1 monthly account maintenance fee. No fee charged if account maintains a $100 minimum daily balance. One debit transaction free per month ($2 per debit item in excess, regardless of account balance). ATM access and automatic transfers from other Bank of Hazlehurst accounts available. Automatic transfers are limited to 6 per month. No minimum balance required to earn interest which is compounded daily, credited monthly and paid on the ledger balance. Statements for savings accounts are mailed at least quarterly.
Minor Savings Its never too early to teach children how to save with this account specifically designed for children 17 and under. $0 minimum deposit to open. Joint with parent or guardian. No monthly maintenance fee or minimum balance requirement. One debit transactions free per month ($2 per debit item in excess regardless of account balance). No minimum balance to earn interest which is credited monthly and paid on the ledger balance. Automatically converts to Personal Savings at age 18. Quarterly statements.
Money Market Higher interest for higher balances. Money Market is ideal for those who can maintain a higher minimum balance and don't write many checks. $100 minimum deposit to open this account and $10 monthly account maintenance fee. No fee charged if account maintains a $1,000 minimum daily balance or a $2,500 average balance. Six debit transactions free per statement cycle, with no more than three debits by check or draft to a third party ($5 per debit and/or check/draft item in excess, regardless of account balance). If an account continuously exceeds the debit transactions allowed, we are required by law to reclassify or close the account. No minimum balance to earn interest. Interest compounded daily, credited monthly and paid on the ledger balance. Tiered interest rate structure:        •  $0 - $4,999        •  $5,000 - $24,999        •  $25,000 - $49,999        •  $50,000 - $99,999        •  $100,000 + Monthly statements.
Holiday Savings See how a few dollars a month add up to a bountiful holiday in this no maintenance fee, no minimum balance account. $0 required to open this account. Interest is compounded daily and paid on the ledger balance annually. One (1) debit transaction allowed per year ($10 per debit item in excess regardless of account balance).
Certificates of Deposit (CDs) If you want to earn the most interest with the least risk, a Certificate of Deposit might be the right investment option for you. $1,000 minimum deposit to open this account with a variety of maturity dates available. Pays a market rate of interest through maturity date. Maturity notice is mailed ten days prior to maturity date. Pre-renewal notice mailed ten days prior to renewal date. Automatic certificate renewal is available. Certificates can be used as collateral on loans. Interest may be reinvested, deposited to another account or paid out by check. Penalty for early withdrawal.
Jumbo Certificates of Deposit Ideal for people who have larger amounts to deposit for a specific period of time and are looking for a higher market rate. $100,000 minimum deposit to open. A variety of maturity dates available. Penalty for early withdrawal.